Baccarat has been popular among the French nobility since the 19th century. During the Napoleonic era and before the legalization of casino gambling in 1907, people in France commonly played baccarat in private gaming rooms. Dating to this time period, Baccarat Banque is the earliest form of baccarat; it is a three-person game and mentioned in Album des jeux by Charles Van-Tenac.[ Later, Chemin de Fer emerged as a two-person, zero-sum game from Baccarat Banque. Baccarat Punto Banco, in which the bettor bets on whether the Player or the Banker hand wins, was a significant change in the development of modern baccarat. It developed into a house-banked game in Havana in the 1940s, and is the most popular modern form.(資料來源 )